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Monday, December 17, 2012

ArborOne Customers Receive Early Christmas

Getting mail at Christmas can be fun, but it’s going to be downright exciting if you are an ArborOne Farm Credit customer. Around December 21st, $1.85 million of the 2003 Allocated Surplus equities will be retired by ArborOne to eligible customers who did business with ArborOne Farm in that year.

ArborOne Farm Credit, a member of the Farm Credit System established in 1916, is a member-owned cooperative, meaning our customers are our owners. We return a percentage of our profits to our member-customers each year through a patronage refund and retain a portion to capitalize the company. The ability to pay these patronage refunds is a key indicator of the financial strength of ArborOne.

In planning for the future of ArborOne, the Board of Directors must evaluate the capital needs of the association for long term growth and financial stability. They have set targeted capital standards for the association. Because ArborOne has exceeded those standards, the board, at its’ discretion, has approved the retirement of this retained equity.

"Because ArborOne is well capitalized and has adequate liquidity, we are able to make this distribution to our customers," stated Mickey Ward, Chairman of the Board of Directors of ArborOne. "During these turbulent economic times, it’s important to know your lender is strong and is committed to serving your agricultural and rural credit needs now and into the future."

ArborOne Farm Credit is well-capitalized and ready to lend! For more information on how you can become a member-customer, call ArborOne Farm Credit at 800.741.7332 or visit our website,

About ArborOne Farm Credit
An agricultural lending cooperative, ArborOne Farm Credit is owned by its member-borrowers and provides loans for land, equipment, livestock, and production; recreational property; crop insurance; and rural home loans. It is part of the Farm Credit System, a nationwide network of lending institutions specifically chartered to provide dependable credit to farmers, ranchers, cooperatives and other rural borrowers. With over $200 billion in combined assets, the System is the largest provider of financial services to the nation's rural economy. ArborOne’s territory covers the twelve counties of the Pee Dee region of South Carolina.