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Friday, June 13, 2014

ArborOne Presents Check to SC FFA

Florence, SC - Twelve years ago, Jason Creamer was on the stage at the South Carolina FFA State Convention, sitting under the picture of George Washington, as state treasurer. Standing in the crowd of high energy high school students that made up the State FFA Convention on Thursday night in Clemson, SC, brought it all back to Jason.

Jason Creamer and Charles Vernon, both ArborOne Farm Credit employees, were at the FFA State Convention to present a check for $17,890 to the South Carolina FFA Program. That money represents half the proceeds from ArborOne’s annual sporting clays event, Aim-At-Ag. The other half goes to the South Carolina 4-H Program.

"It’s neat to see this concentrated group of good, bright kids, that have impressed their advisors and excelled in the FFA programs," said Creamer.

And those programs are not easy. There is leadership training which not only teaches goal setting and prioritizing; but also public speaking, etiquette classes, and competitions for public speaking and speech writing and extemporaneous speaking. Enormous value is placed on the hands on, real world training within all of the agriculture fields. There is learning in the classroom and projects outside the classroom. And contests – what often gets the most press – contests in soil judging and evaluation; livestock and horse judging; tractor driving; and so much more.

As Charles Vernon pointed out, "It was great to see that much excitement in the attendees. But it was even better to know that the money we raised with the Aim-At-Ag Sporting Clays Event is going for the programs training the future of agriculture, the future that is standing in this room, the kids."

Jason Creamer challenged the energetic crowd, "All I gained during my FFA years has helped me attain my goals, getting me where I am today. I challenge you to do whatever it takes to give back to those who have done so much for you through FFA."

About ArborOne Farm Credit
ArborOne Farm Credit is an agricultural lending cooperative owned by its member-borrowers and serving the twelve counties of the Pee Dee region of South Carolina – Chesterfield, Clarendon, Darlington, Dillon, Florence, Horry, Georgetown, Lee, Marlboro, Marion, Sumter, and Williamsburg. We provide farm loans for land, equipment, livestock, and production; loans for recreational property; crop insurance; and rural home mortgages. ArborOne is part of the national Farm Credit System, a network of financial cooperatives established in 1916 to provide a dependable source of credit to farmers, ranchers, and rural America.

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Monday, June 2, 2014

Golf Cart Winner Announced

Congratulations to Warren Dixon of Horry County!  Mr. Dixon won the ArborOne Farm Credit custom golf cart that was given away after our customer appreciation events held at the Florence and Conway offices in May.

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Thursday, April 3, 2014

Our Profits in Your Pockets

FLORENCE, SC- ArborOne Farm Credit President Kathy Heustess and Board Chairman Mickey Ward announced at a February meeting that the company experienced record earnings in 2013 and would be paying 63% of net interest earned as patronage to the cooperative’s member-owners. Since 1989, ArborOne has returned more than $74 million in cash to its customers. And in 2014, the check will be in the mail March 31st, representing approximately $3.5 million being returned to member-owners.

President and CEO Kathy Heustess stated, "As the leading agricultural lender in the Pee Dee, ArborOne remains well-capitalized and ready to lend to local farmers, agribusiness, and landowners.

"We are so proud of our 26 consecutive years of paying patronage to our member-owners."

ArborOne Farm Credit is pleased to be the go-to for agricultural lending in the twelve counties of the Pee Dee region of South Carolina: Chesterfield, Clarendon, Darlington, Dillon, Florence, Georgetown, Horry, Lee, Marion, Marlboro, Sumter, and Williamsburg. Since 1916, ArborOne has been providing loans for land, equipment, and production agriculture. The association also provides crop insurance and leasing programs. Headquartered in Florence, SC, there is also a new branch office at 1720 Mill Pond Road, Conway, SC. Information is always available online at or by calling 800.741.7332.

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Monday, March 31, 2014

Farmer's Market Grants Now Available

ArborOne Farm Credit is pleased to again offer grants to local, community-based farmer's markets within their twelve county territory.  Last year, the association awarded $500 grants to markets in the Pee Dee and is hoping to reach even more this year.  The monies are to be used to promote the market.

To find out if your market is eligible, please contact Mary Kelley at 800.741.7332 or via e-mail

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Thursday, January 2, 2014

Scholarship Applications Available

Calling all high school seniors interested in pursuing an agricultural related field! ArborOne Farm Credit's "Aim-At-Ag Scholarship" is for you.  Applicants must be a high school senior planning to attend a two or four-year college on a full-time basis and must be pursuing a career path in agriculture.

The deadline for applying is extended until April 15, 2014. So tell your kids, grandkids, neighbor’s kids that may be interested to apply. Applications are available online at  Have questions?  Call us at 800.741.7332.


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Monday, December 16, 2013

mobileRoots Now Available

ArborOne Farm Credit is pleased to offer even greater access to our customers via their smartphones and tablets through mobileRoots.  This new app, available in GooglePlay and the Apple Store, will make it possible for customers to view and conduct transactions in AccountAccess on the move.

Questions?  Contact our office and we'll be happy to help!

800.741.7332 or 

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Friday, November 15, 2013

$1.2 Million Mailed to Customers

The board and management of ArborOne Farm Credit are pleased to announce the revolvement of Nonqualified Allocated Surplus exceeding $1.2 million to customers. Because ArborOne is a customer-owned business, the earnings not needed to capitalize the association are returned to the customers in the form of patronage.
A patronage refund is a way of distributing profits to member/owners.  The amount of patronage allocated to a member is based on the amount of interest those members paid on their loans.  As a result, patronage effectively lowers each member's borrowing costs. 

This payout indicates that ArborOne is financially strong. Before the board approved this retirement of Allocated Surplus, it closely reviewed the association’s financial position. The board has set minimum capital adequacy standards for ArborOne.  Because those standards have been met, as well as applicable regulatory standards, the board, at its discretion, has approved this retirement of Allocated Surplus.
ArborOne Farm Credit is proud to be able to return this money to its customers. Since 1988, ArborOne has returned more than $72 million in patronage refunds.  Just another indicator that through good times and bad - ArborOne Farm Credit is there for the farmers, ranchers, and rural land owners.  Agriculture is our number one business!

Part of the national Farm Credit System, ArborOne Farm Credit has been partnering with farmers for almost 100 years providing dependable credit and operating as a cooperative. One of the most important financial benefits of doing business with a cooperative is that, as a customer, you are also a member/owner. This entitles you to a share in the profits through patronage refunds declared by the Association’s board of directors. Our board of directors is made up of and elected by the member/owners.

For more information on ArborOne Farm Credit, please visit  or call 800.741.7332.

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