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Thursday, April 3, 2014

Our Profits in Your Pockets

FLORENCE, SC- ArborOne Farm Credit President Kathy Heustess and Board Chairman Mickey Ward announced at a February meeting that the company experienced record earnings in 2013 and would be paying 63% of net interest earned as patronage to the cooperative’s member-owners. Since 1989, ArborOne has returned more than $74 million in cash to its customers. And in 2014, the check will be in the mail March 31st, representing approximately $3.5 million being returned to member-owners.

President and CEO Kathy Heustess stated, "As the leading agricultural lender in the Pee Dee, ArborOne remains well-capitalized and ready to lend to local farmers, agribusiness, and landowners.

"We are so proud of our 26 consecutive years of paying patronage to our member-owners."

ArborOne Farm Credit is pleased to be the go-to for agricultural lending in the twelve counties of the Pee Dee region of South Carolina: Chesterfield, Clarendon, Darlington, Dillon, Florence, Georgetown, Horry, Lee, Marion, Marlboro, Sumter, and Williamsburg. Since 1916, ArborOne has been providing loans for land, equipment, and production agriculture. The association also provides crop insurance and leasing programs. Headquartered in Florence, SC, there is also a new branch office at 1720 Mill Pond Road, Conway, SC. Information is always available online at or by calling 800.741.7332.

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Monday, March 31, 2014

Farmer's Market Grants Now Available

ArborOne Farm Credit is pleased to again offer grants to local, community-based farmer's markets within their twelve county territory.  Last year, the association awarded $500 grants to markets in the Pee Dee and is hoping to reach even more this year.  The monies are to be used to promote the market.

To find out if your market is eligible, please contact Mary Kelley at 800.741.7332 or via e-mail

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Thursday, January 2, 2014

Scholarship Applications Available

Calling all high school seniors interested in pursuing an agricultural related field! ArborOne Farm Credit's "Aim-At-Ag Scholarship" is for you.  Applicants must be a high school senior planning to attend a two or four-year college on a full-time basis and must be pursuing a career path in agriculture.

The deadline for applying is extended until April 15, 2014. So tell your kids, grandkids, neighbor’s kids that may be interested to apply. Applications are available online at  Have questions?  Call us at 800.741.7332.


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Monday, December 16, 2013

mobileRoots Now Available

ArborOne Farm Credit is pleased to offer even greater access to our customers via their smartphones and tablets through mobileRoots.  This new app, available in GooglePlay and the Apple Store, will make it possible for customers to view and conduct transactions in AccountAccess on the move.

Questions?  Contact our office and we'll be happy to help!

800.741.7332 or 

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Friday, November 15, 2013

$1.2 Million Mailed to Customers

The board and management of ArborOne Farm Credit are pleased to announce the revolvement of Nonqualified Allocated Surplus exceeding $1.2 million to customers. Because ArborOne is a customer-owned business, the earnings not needed to capitalize the association are returned to the customers in the form of patronage.
A patronage refund is a way of distributing profits to member/owners.  The amount of patronage allocated to a member is based on the amount of interest those members paid on their loans.  As a result, patronage effectively lowers each member's borrowing costs. 

This payout indicates that ArborOne is financially strong. Before the board approved this retirement of Allocated Surplus, it closely reviewed the association’s financial position. The board has set minimum capital adequacy standards for ArborOne.  Because those standards have been met, as well as applicable regulatory standards, the board, at its discretion, has approved this retirement of Allocated Surplus.
ArborOne Farm Credit is proud to be able to return this money to its customers. Since 1988, ArborOne has returned more than $72 million in patronage refunds.  Just another indicator that through good times and bad - ArborOne Farm Credit is there for the farmers, ranchers, and rural land owners.  Agriculture is our number one business!

Part of the national Farm Credit System, ArborOne Farm Credit has been partnering with farmers for almost 100 years providing dependable credit and operating as a cooperative. One of the most important financial benefits of doing business with a cooperative is that, as a customer, you are also a member/owner. This entitles you to a share in the profits through patronage refunds declared by the Association’s board of directors. Our board of directors is made up of and elected by the member/owners.

For more information on ArborOne Farm Credit, please visit  or call 800.741.7332.

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Wednesday, October 9, 2013

Calendar Photo Contest Announced

South Carolina is truly a place of "smiling faces, beautiful places" and the Pee Dee seems to have more than it’s share. To celebrate the beauty and fun of our territory, ArborOne Farm Credit is pleased to announce the opening of the 2014 Calendar Photo Contest. This contest is open to anyone but the photos must be taken within the 12 county territory of ArborOne Farm Credit. Those counties are: Clarendon, Dillon, Darlington, Florence, Lee, Horry, Georgetown, Sumter, Marion, Chesterfield, Williamsburg, and Marlboro.

Some possible photo ideas would be Country Kids, Baby Farm Animals, Flowers, Outdoor Landscape Scenes, Nature Scenes, Harvesting of Crops, Sunrises, Sunsets, Barns, Silos, Wildlife, Classic and Antique Farm Equipment. This contest is open to all creative work – you don’t have to limit yourself to the ideas listed. You may submit new ideas or any combination of the above.

Contest Guidelines:

Who is eligible: Customers, employees and friends of ArborOne Farm Credit are invited to enter our 2014 Calendar Photo Contest.

Photos must be taken within the ArborOne Farm Credit territory.

All entries must be submitted to

All photos must be at least 1 MB in size.

Orientation of photos must be horizontal (landscape). No vertical (portrait) photos, please.

Please limit your entries to three photos. We will not accept more than three photos per person.

Deadline for submission is November 20, 2013.

Cash Prizes Awarded:

1st Place - $300

2nd Place - $200

3rd Place - $100

Winning entries will be announced and featured in the 2014 ArborOne Farm Credit Calendar, the ArborOne Farm Credit Leader Magazine, and on our website

If you have any questions, please contact Mary Dickson at 843.662.1527 or e-mail

So get those cameras out!

ArborOne Farm Credit is the leading agricultural lender in the Pee Dee region of South Carolina. A member of the nationwide Farm Credit System, ArborOne operates as a cooperative and is member-owned. ArborOne has paid out more than $71 million in patronage to their customers since 1988.

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Wednesday, August 21, 2013

3rd Annual Aim At Ag Tournament Scheduled

ArborOne Farm Credit will host its annual fundraising event, AIM-AT-AG, on OCTOBER 26, 2013 at BLACK RIVER SPORTING CLAYS located at 1049 Millwood Road, Kingstree, SC. Proceeds from the sporting clays tournament will benefit the South Carolina FFA and the South Carolina 4-H Programs.

Participants have the opportunity to compete on a challenging 12 station course. Registration will begin at 8:30am and scorecards will be due by 2:00pm. The event will conclude with lunch and awards ceremony. Prizes will be awarded to the top three shooters in the youth class and each Lewis class. The overall youth team winner will also receive a prize.

Last Year, over 75 shooters came out to compete in either the Youth or Adult Division Tournaments, and sponsors from all around the state showed their support to these two outstanding organizations by helping Aim-At-Ag raise $25,200 for its cause!

The continued success of this event is a true testament to the number of people who share ArborOne’s passion to invest in agriculture and promote youth leadership in South Carolina. ArborOne encourages you to help us support this very worthy cause by making plans to compete on October 26th, or by contacting your local ArborOne Farm Credit representative for information regarding sponsorship opportunities.

You can call Charles Vernon 843.432.2340, or Jason Creamer 843.432.2320, for more information or questions.

Find Us On Facebook @ Aim At Ag

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